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<br /> <br />THIS INSTRUMENT IS EXEMPT FROM REGISTRATION TAX UNDER MINN. <br />STAT. § 287.04(f) <br />COMBINATION MORTGAGE, ASSIGNMENT OF LEASES AND RENTS, SECURITY <br />AGREEMENT, AND FIXTURE FINANCING STATEMENT <br />(Metropolitan Council Livable Communities Demonstration Account (LCDA)) <br />THIS INDENTURE (this “Mortgage”) is made this ___ day of ____________, 2026, by LC <br />Apartments, LP, a Minnesota limited partnership ("Mortgagor"), for the benefit of City of Little <br />Canada, Minnesota, a Minnesota municipal corporation ("Mortgagee"). <br />WITNESSETH, that Mortgagor, in accordance with the terms of the Loan Agreement <br />(Metropolitan Council Livable Communities Demonstration Account (LCDA)) by and between <br />Mortgagor, as borrower, and Mortgagee, as lender, dated as of _______________ (the "Loan <br />Agreement") and in consideration of the advances to be made under the Promissory Note (the <br />"Note") executed by Mortgagor and payable to the order of Mortgagee dated as of <br />_________________ and due December 31, 2066 (or such earlier date set forth in the Loan <br />Agreement) (the "Maturity Date") of a principal indebtedness of $922,500.00, does hereby <br />mortgage, grant, bargain, sell, and convey unto Mortgagee, its successors and assigns, forever, the <br />following (all of the following being hereinafter collectively referred to as the "Premises"): <br />A. REAL PROPERTY <br />All of Mortgagor's right, title and interest in and to the tracts or parcels of real property, as <br />more fully described in Exhibit A attached hereto and made a part hereof, together with all the <br />estates and rights in and to the real property and in and to lands lying in streets, alleys, and roads <br />adjoining the real property and all buildings, structures, improvements, fixtures, and annexations, <br />access rights, easements, rights-of-way or use, servitudes, licenses, tenements, hereditaments, and <br />appurtenances now or hereafter belonging or pertaining to the real property; and <br />B. PERSONAL PROPERTY <br />Together with all buildings, equipment, fixtures, building supplies and materials, and <br />personal property now or hereafter owned by Mortgagor, attached to, placed in and necessary to <br />the use of the improvements on the Premises, including, but without being limited to, all <br />machinery, fittings, fixtures, apparatus, equipment, or articles used to supply heating, gas, <br />electricity, air conditioning, water, light, waste disposal, power, refrigeration, ventilation, and <br />fire and sprinkler protection, as well as all elevators, escalators, overhead cranes, hoists, and <br />assists, and the like, supplies, awnings, blinds and shades, draperies and curtains, stoves and ranges, <br />maintenance and repair equipment, floor coverings, screen and storm windows, shrubbery and <br />plants (it being understood that the enumeration of any specific articles of property shall in no way <br />be held to exclude any items of property not specifically enumerated), as well as renewals, <br />replacements, proceeds, additions, accessories, increases, parts, fittings, and substitutes thereof, <br />together with all interest of Mortgagor in any such items hereafter acquired, all of which personal <br />property mentioned herein shall be deemed fixtures and accessory to the freehold and a part of the <br />realty and not severable in whole or in pa1t without material injury to the Premises, but excluding <br />therefrom the trade fixtures, inventory, and removable personal property of any tenant or licensee <br />of the Premises; and