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Mc:NAMARA COMPANY <br />70 WEST COUNTY ROAD (: <br />ST. PAUL, MINNESOTA 55117 <br />1-612- 4(33 -6606 <br />Apn,%C 12, 1978 <br />"C() rnrnea Ciat Ins uuunce 13r:okeas" <br />Mr. Joseph Chlebeck <br />City ob Lithe Canada <br />515 Latta Canada <br />Little Canada, Minnesota 55117 <br />Dean Mx. ChPebeek: <br />Regakding ouva conversation negative to your bwtw&e .insurance ptanning. <br />You had .indicated that you had onky received one bid bon yowc .insurance <br />on yawl tact n.enewat and that bid was extkemety high compwued to you. <br />previous -inswaance cann,ie.. <br />As 1 exptained the bidding pxaet%ce in pnoeuning £nswuanee bor mancecpatttie4 <br />has become a cons.i,de.abte pnobtem bon the £nswuance Lndustky. <br />lvuswaanee companies beet the bidding practice is kind ob a waste ob time <br />to consequevut2y, alt the competetive £nswuance cann,iens shy away 9.om <br />making a bid. They keatize that ib they make a bid and get the business <br />they want to have enough probit built in the&e to .take cane ob any tosses <br />that may ocean .immediately because they may tole the business the Wtow.ing <br />year. <br />1 wowtd recommend that you appoint an .inswuance consuttant with hive advisors. <br />An ,insurance eonsu tart can then negotiate in the open mcwuket plane in <br />proewaement ob ?Lnswuanee box, not only better coverage but I'm conb.ident <br />at town. cost to the city. <br />1 woutd tike to recommend that you appoint myseLb as a broker consuttan -t <br />with the boUUowing hive advisors: <br />1) James Pogniba <br />2) Robe t Avekback <br />3) Date E. Hanky <br />4) Robeht Henset <br />5) Pat kick Donohue <br />23 <br />a <br />APR 12 \975 <br />CITY OF <br />LITTLE CANADA <br />