01-27-1982 Council Agenda - Laserfiche WebLink

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-3- 2. would ale the coaches, paxticipants, etc. have to be named each season in out City policy? The anawet to this wooed be "not neeessat,i,ly" because all employees ate coveted unde'cthe wotke&s compensation without scheduling and at/ employees cute automati.eatty coveted as..additional named .i.twcuteds in the liability portion of the policy. 3. would a legal agreement between the City and the L. C. R: A. be helpful fox the City to assume liability dut,i.ng the City programs /operated by the L.C.R.A. ? In as much as the L.C.R.A. is a separate, ptivately held eotpotati,on, we would recommend that the i :C.R.A. furnish a cettif.ieate of in wtance to the City of Little Canada fax theft liability and workers compensation, which should be pwtehased and also if a program scheduling iz made up on an annual basis', the City of Little Canada should enter into an agreement spelling out the duties which they wilt Batty out. The suggestions that I would make that I .th.ink -cdn be beneficial,to bath patties /at the minimal amount of cost cute as follows: / 1. 1 would teeommend' adding the L.C.R.A. as an additional named £nsuwed to the City of Ltttte Canada's .inmutance contract. The cost of this would be l $186.00 pet yews and 7 , eel this expense should be paid by the City'of Little Canada because the private co/ pota ion cats formed far .the'sole activities \ of the City, . ReP.ative to the workers compensation, this conpotatLon coats "be added to the ,City of Little; Canada's::insutance poti.ey; however I 'do not recommend this.; . - In the case of workers compensat.i•on ;'the banefits'are ovevtwhetming and a , separate wo&kets compensation policy should be tuWten '7'dt:ecammend,'that a policy be written with a $150.00 a year minimum deposit and a 'system wicked' up as fan as any gratuities 04 pay .pcvz-tZdpcvtton. The LLkeLZhood of someone being .injured dwtZng the activities of the L.C.R.A. cute rather. "high compared to the City's. activities. ,Because there axe,high, a .I :wod Nuthex see you pucchas'e a separate potiiy- on`-theit behalf'F :That,uay; the losses axe not'. 'changed against the City o4 L ttte Canada's' 2n4utance which c.ould'gv,up 33r> bcapps^e.dW,,on the S.tcttess Rate Modcf.ceatcon wherFi .cs detetni ned by the number o n4 tutted .tn. and pa.(d t AV �trh¢+v . As to the pat.tk..tpant5 of the pxogt.am, I think you& negl t'catcon blank eo ��: excellent and the tinb,t ty neteas e .is " ekceLtent but •1 do think an addition statement ought to be put in .there - "Do you 'wish .to `pdxchase',indivzdual accident :i.risutance ? ". That way, they can elect to "be..inaiuted :i theft, son, 04 daughtex 24 injured' and be coveted by a sepatate aca.tdent.t nautance pott.cy-.. 16 they so sled not to catty'ace dent 2nstvuince, they axe ".iii twut a.bsumcng'.4rz the tesponsibit ity of all £njwz .es.: it can't gucvcantee whether this` would be? a legal binding , lotus t, hawe:. v. eu8t t wo uld cet tainL spell out thwrcten tions e ' Fw+ w op§ g3 Cr .; }r r r as ny� �!•S��t � ?,tt{Y$ ti �.. We could set up a patticcpanta spotty accident policy based on the`vari.ous .i;;• activities. We have a tot of "municipalities; cities and 4011004 , that `pwtcha . a football, baseball, basketball, school-activities and all'Sotms'of`aeciclent .i+'tsU ance pa/toles at a vety nomtinat. cost They may e, for: art 'examp._ '.` a $3,000 medical accident pal.icy at a' cost based'on�atiotts spottts 4ox';. between $25.00 and $50.00 a yea& for:thc,b accident inawcande: sMany etrtes and muv cipauitieQ make this mandaiony2n panttcipat&n and:Z,f.we could.gent' mandatory paxUccpati.on number., wouldcould then go to the :inawtanee company