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<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br />How to Request a Letter of <br />Map Amendment (LOMA) <br />or Letter of Map Revision <br />Based on Fill (LOMR-F) <br />What is a LOMA or a LOMR-F? <br />The Federal Emergency Management Agency (FEMA) applies rigorous standards <br />to develop Flood Insurance Rate Maps (FIRMs) and uses the most accurate <br />hazard information available. However, limitations in the scale or topographic <br />detail of the source maps used to prepare a FIRM may cause small elevated areas <br />to be included in a Special Flood Hazard Area (SFHA). SFHAs are high-risk areas <br />subject to inundation by the base (1-percent-annual-chance) flood. They are <br />also known as 1-percent-annual-chance floodplains, base floodplains, or 100­ <br />year floodplains. <br />To change the flood hazard designation for properties in these areas, FEMA has <br />established the LOMA process for properties on naturally high ground and the <br />LOMR-F process for properties elevated by the placement of fill. LOMAs and <br />LOMR-Fs are letter determinations that officially amend an effective FIRM. They <br />can establish that a property is not in an SFHA and, by doing so, remove the <br />Federal flood insurance requirement. <br />Obtaining a LOMA or LOMR-F <br />A LOMA application form can be downloaded from the FEMA website at http:// <br />www.fema.gov/change-flood-zone-designation-online-letter-map-change. <br />FEMA does not charge a fee to review a LOMA request, but requesters are <br />responsible for providing the required mapping and survey information <br />specific to their property. For FEMA to remove a structure from the SFHA <br />through the LOMA process, Federal regulations require the lowest ground <br />touching the structure, or Lowest Adjacent Grade (LAG) elevation, to be at or <br />above the Base Flood Elevation (BFE). <br />The exception to this requirement is when the submitted property information <br />shows that the structure is outside the SFHA. In this case, the property is <br />referred to as “out as shown.” If elevation information is required for the <br />LOMA request, the requester should submit the elevation data requested on the <br />MT-EZ form (https://www.fema.gov/mt-ez-form-instructions). <br />For More Information <br />• For general information, <br />contact the FEMA Map <br />Information eXchange by <br />telephone, toll free, at 1-877- <br />FEMA MAP (1-877-336-2627) <br />and choose “Option 1”; by e- <br />mail at <br />FEMAMapSpecialist@riskmap <br />cds.com; or by live chat at <br />www.floodmaps.fema.gov/fhm <br />/fmx_main.html. <br />• The forms and other <br />documents referenced in this <br />flier are also available on the <br />“Forms, Documents, and <br />Software” portion of the FEMA <br />website at <br />https://www.fema.gov/forms- <br />documents-and-software. <br />• For copies of effective <br />National Flood Insurance <br />Program maps and reports, <br />contact the FEMA Map <br />Information eXchange by <br />telephone, toll free, at 1-877- <br />FEMA MAP (1-877-336-2627) <br />and choose “Option 3,” or via <br />the FEMA Map Service Center <br />website at www.msc.fema.gov. <br />http://www.fema.gov/risk-mapping-assessment-and-planning-risk-map · 1–877–FEMA MAP