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600 Town Center Parkway, Lino Lakes, MN 55014 <br />Phone: 651-982-2400 ∙ Fax: 651-982-2499 <br /> <br /> A LOMA or LOMR-F requires demonstrating that your structure (including the <br />deck) is not within the floodplain and may require an elevation certificate from a <br />certified land surveyor. <br /> The City’s Engineering Department can provide a digital floodplain map of your <br />property, and in some cases, provide the Base Flood Elevation data of the <br />adjacent floodplain. <br /> If you were required to purchase flood insurance while obtaining a LOMA, you <br />may obtain a full refund is possible for up to 23 months of paid premiums, <br />provided no claims were made during that period. <br /> If you are considering selling your property, consider taking early action. The <br />purchaser’s lender may require a LOMA to waive flood insurance requirements <br />and this can delay a closing of property. <br /> <br />Please be reminded that homeowners insurance does not cover damage from floods. Purchasing <br />a flood insurance policy is wise, even if your property is located outside the 100-year floodplain. <br />A Preferred Risk Policy can offer low-cost protection for homes and apartments outside of high- <br />risk zones. <br /> <br />Even if your lender has not contacted you, please review your property’s flood risk by going to <br />https://msc.fema.gov/portal. You may also stop by City Hall if you would like to see the paper <br />copies of the map. <br /> <br />References <br /> <br />FEMA Flood Map Service Center: https://msc.fema.gov/portal <br />National Flood Insurance Program: www.floodsmart.gov or (888) 225-5356 or (800) 427-4661 <br />Flood Insurance Advocate: advocate@fema.dhs.gov <br />Flood Mitigation Assistance: https://www.fema.gov/flood-mitigation-assistance-grant-program <br /> <br />Please contact City Engineer Diane Hankee at (651) 982-2430 or at diane.hankee@ci.lino- <br />lakes.mn.us if you have any questions. <br /> <br />WEB SITE ONLY <br /> <br />Attachments <br /> <br />1. 1982 Flood Insurance Rate Map <br />2. 2015 Flood Insurance Rate Map <br />3. City Floodplain Information Request Form <br />4. Letter of Map Amendment Fact Sheet <br /> <br /> <br />