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3 <br />Lessee shall, at its own cost, maintain personal property and contents <br />insurance, as well as maintain commercial general liability insurance in an <br />amount sufficient to cover the liability limits of Minn. Stat. § 466.04, as <br />amended. Lessee shall also maintain automobile liability insurance with a <br />combined single limit of $1,500,000 for bodily injury and property damage <br />with coverage for all owned, non-owned and hired vehicles. Lessor shall be <br />named as an "additional insured" on commercial general liability insurance <br />maintained by Lessee that relates to the Premises or its use. <br /> <br />All insurance required to be maintained by Lessee under this Lease shall be <br />effected under valid and enforceable policies issued by a reputable <br />insurance company authorized to do business in the State of Minnesota or <br />issued under a program of self-insurance. Not less than 10 days prior to the <br />Lease term, Lessee shall deliver to Lessor certificates of all insurance <br />required to be maintained hereunder. Should Lessee’s policies be cancelled <br />before the expiration date thereof, notice will be delivered in accordance <br />with the policy provisions. <br /> <br />9. INDEMNITY: Lessee agrees to indemnify, defend and hold Lessor harmless <br />from and against any and all claims, actions, liability, and damages of every <br />kind and nature, and from and against all costs and expenses, including <br />reasonable attorney’s fees, to the extent proximately caused by the <br />negligence or intentional tort of Lessee, its agents, employees, licensees, or <br />invitees, in or about Station 1. In the event of any action or proceeding <br />brought against Lessor, by reason of any such claim, upon notice from <br />Lessor, Lessee covenants to defend such action or proceeding by counsel <br />satisfactory to Lessor. <br /> <br />Lessor agrees to indemnify, defend and hold Lessee and its directors, <br />officers, employees, agents and representatives harmless from and against all <br />loss, liability, damages and expense (including reasonable attorney's fees) <br />caused by any act or omission of Lessor, its officers, employees, agents, <br />invitees and representatives, except to the extent such loss, liability, damage <br />or expense is covered by insurance maintained by Lessor. <br /> <br />Lessor and Lessee hereby waive against the other any claims, liabilities or <br />damages arising from or caused by any hazard covered by the insurance <br />maintained or required by the waiving party. <br /> <br />10. NON-LIABILITY OF LESSOR: Except in the event of negligence or an <br />intentional act by Lessor, its agents, employees, or contractors, Lessor shall not <br />be liable for any loss or damage resulting from or caused by any failure to <br />furnish heat, electricity, water, gas, air conditioning or sprinkler system, nor for <br />any consequential damage arising from interruption of any utility or services. <br />