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• <br />Anoka County Multi -- Jurisdictional <br />All Hazards Mitigation Plan <br />increase damage to other properties. Anoka County and its municipalities participate in the <br />National Flood Insurance program. <br />Another key service provided by the NFIP is the mapping of identified flood hazard areas. Once <br />prepared, the FIRMs are used to assess flood hazard risk, regulate construction practices, and <br />set flood insurance rates. FIRMs are an important source of information to educate residents, <br />government officials, and the private sector about the likelihood of flooding in their community. <br />Another voluntary program that provides significant value is the Community Rating System <br />(CRS). CRS is an incentive -based program that encourages counties and municipalities to <br />undertake defined flood mitigation activities that go beyond the minimum requirements of the <br />NFIP, adding extra local measures to provide protection from flooding. All of the 18 creditable <br />CRS mitigation activities are assigned a range of point values. As points are accumulated and <br />reach identified thresholds, communities can apply for an improved CRS <br />class. Class ratings, which run from 10 to 1, are tied to flood insurance <br />premium reductions. As class ratings improve, the percent reduction in <br />flood insurance premiums for NFIP policyholders increases. CRS Premium <br />Discounts, by class as defined by FEMA, are depicted in the adjacent <br />table. <br />Any community that is in full compliance with the rules and regulations of <br />the NFIP may apply to FEMA for a CRS classification better than class 10. <br />The CRS application process has been greatly simplified over the past <br />several years based on community comments to make the CRS user - <br />friendly. Extensive technical assistance is also available for communities <br />who request it. Anoka County and its municipalities are investigating participation in the CRS <br />program. <br />Class <br />Discount <br />1 <br />45% <br />2 <br />40% <br />3 <br />35% <br />4 <br />30% <br />5 <br />25% <br />6 <br />20% <br />7 <br />15% <br />8 <br />10% <br />9 <br />5% <br />10 <br />0% <br />Growth Control Ordinances are primarily used by local governments to encourage growth in an <br />orderly manner in the areas covered by the ordinance. The purpose of most growth control <br />ordinances is to preserve residential housing values, protect historic areas, and insure that local <br />governments can provide appropriate services to citizens. <br />Hazard Setback and Hillside Ordinances or Regulations are usually part of a comprehensive <br />land use plan. Typically a comprehensive plan is comprised of demographics, land use, <br />transportation elements, and community facilities. Given the nature of the plan and its regulatory <br />standing, the integration of hazard mitigation measures into the comprehensive plan enhances <br />the likelihood of achieving risk reduction goals, objectives, and actions. <br />A Post Disaster Ordinance provides for the protection of lives and property and enhances the <br />recovery from disasters. The ordinance is used to control price gouging, and allows local <br />governments to facilitate the purchase and deployment of equipment and resources to speed <br />disaster recovery. <br />A Post Disaster Recovery Plan provides the framework to establish assistance to victims of <br />disaster, assess the long -term economic effects of disaster on the community, facilitate post - <br />disaster recovery, and assist the community with redevelopment plans. <br />174 <br />