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<br /> <br />PPC is a registered trademark of Insurance Services Office, Inc. <br /> Page 5 <br />What’s changed? <br />As you can see, we’re still maintaining split classes, but it’s how we represent them to <br />insurers that’s changed. The new designations reflect a reduction in fire severity and loss and <br />have the potential to reduce property insurance premiums. <br /> <br />Benefits of the revised split class designations <br />• To the fire service, the revised designations identify enhanced fire suppression <br />capabilities used throughout the fire protection area <br />• To the community, the new classes reward a community’s fire suppression efforts by <br />showing a more reflective designation <br />• To the individual property owner, the revisions offer the potential for decreased property <br />insurance premiums <br /> <br />New water class <br />Our data also shows that risks located more than 5 but less than 7 road miles from a <br />responding fire station with a creditable water source within 1,000 feet had better loss <br />experience than those farther than 5 road miles from a responding fire station with no <br />creditable water source. We’ve introduced a new classification —10W — to recognize the <br />reduced loss potential of such properties. <br /> <br />What’s changed with Class 10W? <br />Class 10W is property-specific. Not all properties in the 5-to-7-mile area around the <br />responding fire station will qualify. The difference between Class 10 and 10W is that the <br />10W-graded risk or property is within 1,000 feet of a creditable water supply. Creditable water <br />supplies include fire protection systems using hauled water in any of the split classification <br />areas. <br /> <br />What’s the benefit of Class 10W? <br />10W gives credit to risks within 5 to 7 road miles of the responding fire station and within <br />1,000 feet of a creditable water supply. That’s reflective of the potential for reduced property <br />insurance premiums. <br /> <br />What does the fire chief have to do? <br />Fire chiefs don’t have to do anything at all. The revised classifications went in place <br />automatically effective July 1, 2014 (July 1, 2015 for Texas). <br /> <br />What if I have additional questions? <br />Feel free to contact ISO at 800.444.4554 or email us at PPC-Cust-Serv@iso.com. <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br />