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<br /> <br />PPC is a registered trademark of Insurance Services Office, Inc. <br /> Page 4 <br />New PPC program changes effective July 1, 2014 <br /> <br />We have revised the PPC program to capture the effects of enhanced fire protection <br />capabilities that reduce fire loss and fire severity in Split Class 9 and Split Class 8B areas (as <br />outlined below). This new structure benefits the fire service, community, and property owner. <br /> <br />New classifications <br />Through ongoing research and loss experience analysis, we identified additional <br />differentiation in fire loss experience within our PPC program, which resulted in the revised <br />classifications. We based the differing fire loss experience on the fire suppression capabilities <br />of each community. The new PPC classes will improve the predictive value for insurers while <br />benefiting both commercial and residential property owners. Here are the new classifications <br />and what they mean. <br /> <br />Split classifications <br />When we develop a split classification for a community — for example 5/9 — the first number <br />is the class that applies to properties within 5 road miles of the responding fire station and <br />1,000 feet of a creditable water supply, such as a fire hydrant, suction point, or dry hydrant. <br />The second number is the class that applies to properties within 5 road miles of a fire station <br />but beyond 1,000 feet of a creditable water supply. We have revised the classification to <br />reflect more precisely the risk of loss in a community, replacing Class 9 and 8B in the second <br />part of a split classification with revised designations. <br /> <br />What’s changed with the new classifications? <br />We’ve published the new classifications as “X” and “Y” — formerly the "9" and "8B" portion of <br />the split classification, respectively. For example: <br /> <br />• A community currently displayed as a split 6/9 classification will now be a split 6/6X <br />classification; with the "6X" denoting what was formerly classified as "9". <br />• Similarly, a community currently graded as a split 6/8B classification will now be a split <br />6/6Y classification, the "6Y" denoting what was formerly classified as "8B". <br />• Communities graded with single “9” or “8B” classifications will remain intact. <br /> <br /> <br /> <br /> <br />