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Meeting Minutes Page three. It must be noted that it is required that property be insured for 80% of its estimated replacement cost in order to collect full face value of insurance in effect. Jack Zignego was called. Upon his arrival the in- surance matter was discussed in length. Zignego had been indicated as the Agent of Record for Lake Elmo for the purpose of obtaining bids for total coverage of the City's needs back in November, 1976. He responded that bids are in process of being gath- ered and that Fireside Insurance Center was not con- tacted and that all companies contacted were repre- sented by Zignego as an agent. There appears to be a misunderstanding as to the meaning and responsi- bilities of an "Agent of Record". The matter is to be resolved at the Council's meeting of 2-15-77, when bids are received. Meanwhile on a motion of Mayor Armstrong, seconded by Councilman Pott, that all present carriers of any Lake Elmo City insurance which is about to expire on or before 2-15-77 provide the necessary binders to keep insurance in effect till the meeting of 2-15-77. Carried 5 - 0. Energy Crisis: Mayor Armstrong reported on the Governor's letter on the present energy crisis. The council concures on the situation; however, because of the City's limited operation and resources, requires that reasonable con- servation measures be initiated by personnel of the City at this time i.e. setting thermostat at 65' and 60°, control electrical usage, etc.. Water System: Councilman Pott reported that there has been nine re- ported freeze -ups in the water service thru 1-29-77. At this time it appears the situation is under control. Keys: The deputy clerk is authorized to provide the City police office the necessary keys for public buildings on behalf of the City Council. Fire Code: Council Raleigh reported that he is working on this at the present time. Mayor Armstrong presented and read a St. Paul ordinance on smoke alarms. Council refer- red to attorney who is instructed to prepare a similar one but with an effective or implement date no later than October, 1977. Draft to be ready for review 2-15-77. Fire Prevention: It was reported that the Fire Department is prepared and willing to present a fire prevention program to the home owners of Cimarron upon request. It was pointed out that smoke detectors, periodic furnace