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41) <br /> POLICY: INSURANCE <br /> Approved By: City Council Section: 3.10 <br /> Revision History: 1988, 1997 Page: 1 of 2 <br /> The outline of these benefits should not be construed as a claim of entitlement to the benefits <br /> described as the benefits set forth below may be changed from time to time. The City may . <br /> change, delete, modify or otherwise revise employee benefits, coverage,premium amounts, <br /> eligibility requirements and/or administrative procedures regarding benefits at any time. <br /> Provisions describing various plans and insurance policies are for information only. In all <br /> instances the actual plan or policy language and statutory requirements are controlling. <br /> Life Insurance <br /> All Regular Full Time and regular part-time employees averaging 20 hours or more of work each <br /> week, including new probationary employees, are provided $10,000 of Life Insurance. <br /> Supplemental life insurance of up to three (3) times an employees annual base salary is available <br /> with the employee paying any remaining premium charges through payroll. <br /> All probationary employees are eligible to enroll in the group insurance program with the City; <br /> illhowever, their coverage will not commence until the initial 30 days of service is completed <br /> subject to the terms and conditions of the City's contracts with its insurance carriers. <br /> Health and Dental Insurance <br /> All regular full-time and regular part-time employees averaging 20 hours or more of work each <br /> week, including probationary employees, and their dependents are eligible for group health <br /> insurance benefits. <br /> The City pays a portion of the overall total costs for health and dental benefits. The City Council <br /> determines the City's monthly contribution towards the premium for employees and their <br /> dependents. Employees pay any remaining premium charges through payroll deductions. <br /> Information pertaining to medical coverage and brochures explaining each of the plan is <br /> available in the Payroll office. <br /> All initial probationary employees are eligible to enroll in the group insurance program with the <br /> City, however, their coverage will not commence until the initial 30 days of service is completed <br /> for dental and life insurance. Health insurance coverage will begin 30 days following the initial <br /> date of hire if after the 15 of the month. If employment begins prior to the 15th of the starting <br /> month, insurance coverage will commence that month. Coverage enrollment dates are subject to <br /> the terms and conditions of the City's contracts with its insurance carriers. <br /> S <br /> Coverage during Approved Leave of Absence Without Pav <br /> An employee can elect to continue coverage while on leaves of absences without pay. However, <br /> during this period, the employee shall be responsible for all premiums due. <br />