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<br />INNOVATING THE CUSTOMER EXPERIENCE IC CONFIDENTIAL 5 <br /> <br />Saint Anthony Village and its customers would receive the following benefits from <br />implementing Invoice Cloud: <br /> <br />• Security - Invoice Cloud provides a secure, private and Payment Card Industry (PCI) <br />Level 1 Compliant solution that is certified by Trustwave’s Trust Commerce Program. <br />Level 1 PCI compliance is the highest in the industry. Invoice Cloud maintains full <br />compliance with Cardholder Information Security Program (CISP) regulations and <br />National Automated Clearinghouse Association (NACHA) rules and guidelines, as well as <br />Personally Identifiable Information (PII). Data is secure during collection and <br />transmission via TLS with 256 bit encryption or better. We are responsible for the <br />security of all cardholder data in the IC system, relieving the District of all PCI <br />requirements. IC uses two levels of encryption, called Double Encryption Methodology <br />(DEM), even though only one is required by PCI. By using two separate encryption <br />layers, in the unlikely event that a hacker ever stumbled over a valid data element, <br />he/she would have to go through an entirely new process to find a second. <br /> <br /> <br />• Software as a Service (SaaS) Architecture – Invoice Cloud is a TRUE SaaS provider <br />(single instance, multi-tenant), so we don’t need to upload patches and upgrades to <br />each individual client site. Other competitors host client software and make it available <br />over the web but it is not true SaaS. Competitors who claim SaaS/Hosted are NOT single <br />instance multi-tenanted platforms. Each of their implementations is a “snowflake” <br />(stack) that needs individual patching and updating, which consumes engineering time <br />and causes serious support challenges. When Invoice Cloud provides an enhancement <br />to the system, everyone gets it automatically and can elect to use it or not. Consider the <br />simplicity of supporting a single instance of software that is multi -tenanted versus the <br />challenge of having to keep track of what version each client is on, and what that <br />means, for hundreds of clients. <br /> <br />