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<br />INNOVATING THE CUSTOMER EXPERIENCE IC CONFIDENTIAL 6 <br /> <br /> <br /> <br /> <br />Customer Engagement, Electronic Bill Presentment & Payment <br /> <br />• Extensive Customer Portal to view and/or pay bills: <br />o View 24 months of billing and payment history (no registration required) <br />o Store bank account and/or credit card information on the Invoice Cloud secure site <br />for future payments, scheduled payments, or AutoPay <br />o Sign up for AutoPay, schedule a single payment, or create their own ‘budget’ <br />payment schedule with Flex Pay <br />o Payers can view payment history online, even if their payments were made in cash <br />at the window because we synchronize with your CIS. Improves 24/7 customer self- <br />serve options. <br />• Improve communications with payers by offering a comprehensive, automated e-mail <br />communication platform: <br />o Invoice Cloud provides 27 e-mail templates branded as the Biller, each sent to their <br />payers based on certain events. Here are a few examples: <br />▪ 3 e-mail reminders per bill (crucial for driving e-adoption—online payments <br />and paperless); once a payment is made once, payer will get an e-mail <br />reminder next bill run even if not signed up for paperless. <br />• Email and SMS Text Messaging Reminders available <br />• OneClickPay – Registered users can go directly to their shopping cart <br />from email reminders. <br />▪ Payment confirmation receipt <br />▪ AutoPay/Scheduled payment reminder <br />▪ Credit Card expiration notification (if the credit card on file is expiring) <br />▪ ACH Reject notification <br />• Extensive Web and Mobile payment options—all self-serve between Invoice Cloud and <br />your payers: As of 2017, more than half of all internet users—51.12%—accessed the <br />internet from mobile devices, which is why we designed our online payment portal to be <br />mobile responsive. <br />o Accept payments in any manner - Web, Mobile, IVR, Pay by Text, Over the Counter, <br />Kiosk - through a single source. <br />o ‘One Time Pay’—no registration required and Shopping Cart functionality allowing <br />your customers to pay more than one invoice in a single transaction: this is CRITICAL <br />for driving online payment adoption <br />o View invoice and real time balance from IC email notifications, no log in required <br />o Scheduled Payments – schedule a single payment for a *future* date <br />o AutoPay – recurring monthly payments paid on a date determined by the Biller <br />o Account Linking: pay multiple bills at once for multiple properties, plus manage all <br />accounts through one registration <br />• Mobile Responsive Site Design: <br />o Responsive design provides ‘app-like’ experience without requiring the download of <br />an app. <br />o 40% of Invoice Cloud’s payments are through mobile devices (smartphones and <br />tablets)