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2021 Budget Book
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2021 Budget Book
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12/15/2020 10:15:55 AM
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<br />Policy Statement: <br />1. The City will maintain a Risk Management Program that will minimize the impact of legal liabilities, <br />natural disasters or other emergencies through the following activities: <br /> <br />a. Loss prevention ‐ prevent losses where possible <br />b. Loss control ‐ reduces or mitigates losses <br />c. Loss financing ‐ provide a means to finance losses <br />d. Loss information management ‐ collects and analyzes data to make prudent prevention, control <br />and financing decisions <br /> <br />2. The City will review and analyze all areas of risk in order to, whenever possible, avoid and reduce <br />risks or transfer risks to other entities. Of the risks that must be retained, it shall be the policy to <br />fund the risks which the City can afford and transfer all other risks to insurers. <br /> <br />3. The City will maintain an active safety committee comprised of City employees. <br /> <br />4. The City will periodically conduct educational safety and risk avoidance programs within its various <br />divisions. <br /> <br />5. The City will, on an ongoing basis, analyze the feasibility of self‐funding and other cooperative <br />funding options in lieu of purchasing outside insurance in order to provide the best coverage at the <br />most economical cost. <br /> <br /> <br /> <br />74
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