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M 19.3 Individual EMPLOYEES may provide for an increased EMPLOYER contribution for insurance over that amount stipulated by 19. 1, by lowering their salary from the rates stipulated in Appendix A to provide for an increased EMPLOYER contribution which will fully pay for the EMPLOYEE'S health, life, and dental insurance, including dependent coverage. ARTICLE XX PERSONAL TIME OFF (PTO) 20.1. Amount Allowed. Full time employees shall earn personal time off according to the following schedule: Hours Accrued Per year 0 - 5 years 176 hours 5+ - 14 years 216 hours 15+ 256 hours Employees using earned PTO shall be considered to be working for the purpose of accumulating additional PTO. 20.2. Usage. Personal time off may be used as earned, subject to approval by the Department Head and City Manager of the time at which it may be taken. In order to allow coordination of PTO with family and medical leave, employees seeking to take PTO may be required to provide enough information about the purpose of the time off to allow a determination of whether the time will also qualify for family and medical leave. If the PTO also qualifies for family and medical leave, the employee must take both leaves simultaneously. 20.3. Terminal Leave. Any employee leaving the municipal service in good standing after giving proper notice of such termination of employment, will be compensated for PTO accrued and unused to the date of separation, as per 20.7. 20.4. Waiver of Personal Time Off Prohibited. No employee is permitted to waive PTO for the purpose of receiving double compensation. 20.5. Procedure. To be eligible for PTO with pay, an employee shall report as soon as possible to his or her Department Head the need to take PTO and its estimated duration. 20.6. Workers Compensation. Employees are covered by the workers compensation laws of the State of Minnesota. In the event an employee is disabled and is entitled to workers compensation, the employee will keep any workers compensation payments received and eligible to receive a bi- weekly paycheck equal to 1/3 pay through the use of PTO benefits. In addition, the employee will be entitled to earn 1/3 of the amount of the PTO pay they would otherwise be entitled to during an absence from their employment. Employees receiving such workers compensation will be considered working for the purpose of accumulating additional PTO benefits. 20.7. Unused Personal Time Off Pay. An unused PTO pay policy is established subject to the following rules and regulations: (a) The employee must be in good standing and give proper notice of termination in the case of resignation. (b) Qualifying employees shall receive their accumulated personal time off up to a maximum as listed in the following schedule: Maximum Payment 0 - 3 years of service /z of personal leave accrued 3 + years 480.0 hours 4 + years 528.0 hours 5 + years 600.0 hours