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EDA PACKET 02.18.20
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EDA PACKET 02.18.20
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11/25/2020 4:11:59 PM
Creation date
11/25/2020 4:06:40 PM
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Commissions
Meeting Date
2/18/2020
Document Type
Agenda/Packets
Commission Name
EDA
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Overview: About 10 years ago, the entrepreneur acquired the event venue that hosts weddings, <br />reunions, corporate events, family & class reunions and graduations. At the time, the property was <br />unimproved and essentially neglected. Since then, the client has put significant investment into the <br />property and has transformed it into a fully -operating event space. The client approached Open to <br />Business to request funding to complete two rooms within an expanded area of the event space and <br />were at the maximum loan commitment with their bank under the existing appraisal. Open to Business <br />was able to approve funding so that the client could finish these rooms in time for the busy season. <br />Approved Loan - <br />Business Type: Distillery <br />Location: Stillwater <br />Referred by: Partner Organization <br />OTB Financing: $25,000 <br />Other Financing (Bank/Equity/Other): $584,800 <br />Total Investment: $609,800 <br />Overview: The entrepreneur plans to open a micro -distillery in Stillwater and the funds will be used for <br />tenant improvements, equipment purchase, inventory and working capital. The business will be the first <br />on -site producing micro distillery in Stillwater. Open to Business partnered with a Bank and other non- <br />profit organization for the funding structure. <br />Approved Loan - <br />Business Type: Cleaning Company <br />Location: Mahtomedi <br />Referred by: Bank <br />OTB Financing: $132,000 <br />Other Financing (Bank/Equity/Other): $206,589 <br />Total Investment: $338,859 <br />Overview: The entrepreneur is expanding operations and financing will help with a business <br />acquisition and some working capital through the growth transition. Open to Business partnered <br />with a bank for the financing structure. <br />Approved increased financing of $22,616 for the same borrower in 3Q 19 for working capital due to <br />unforeseen issues as a result of the business acquisition in May 2019. <br />Approved Loan - <br />Business Type: Restaurant <br />Location: Forest Lake <br />Referred by: Bank <br />OTB Financing: $50,000 <br />Other Financing (Bank/Equity/Other): $880,382 <br />Total Investment: $930,382 <br />Overview: The entrepreneur purchased real estate and will improve the space into a casual restaurant. <br />The funds will help with the property acquisition, capital improvements, equipment, inventory and <br />working capital. Open to Business partnered with a bank for the financing structure. <br />Approved Loan Direct - <br />Business Type: Elective Ultrasound Services <br />Location: Stillwater <br />
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