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EDA PACKET 02.18.20
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EDA PACKET 02.18.20
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11/25/2020 4:11:59 PM
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11/25/2020 4:06:40 PM
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Commissions
Meeting Date
2/18/2020
Document Type
Agenda/Packets
Commission Name
EDA
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Referred by: Website <br />OTB Financing: $25,000 <br />Total Investment: $78,000 <br />Overview: The business is a startup dedicated non -medical ultrasound studio which will offer pregnant <br />women and their families a unique experience of receiving an ultrasound at a studio to see their baby <br />as early as 16 weeks, a month before the typical time most people find out. They can return at any time <br />for more pictures without the need for a doctor's order. The business will also sell everything pregnancy <br />and newborn related for a one stop shop experience. Products will include baby clothing, personalized <br />jewelry with the baby's heartbeat waveform engraved onto it, accessories for a more comfortable <br />pregnancy, and newborn accessories for a families peace of mind. The business will sell these items <br />onsite and online on her website. <br />Approved Loan Direct - <br />Business Type: Restaurant <br />Location: Willernie <br />Referred by: Website <br />OTB Financing: $5,000 <br />Total Investment: $5,000 <br />Overview: This small loan is for an existing restaurant in Willernie for working capital purposes while they <br />navigate through the construction of County Highway 12. The funds will be used for increased <br />marketing, an ice machine and working capital, and will be amortized vs. high interest credit card debt. <br />Approved Loan - <br />Business Type: Restaurant and Real Estate Purchase <br />Location: Minneapolis / Entrepreneur is Woodbury resident <br />Referred by: Bank <br />OTB Financing: $140,000 <br />Total Investment: $3,200,000 <br />Overview: MCCD will provide gap financing for a Woodbury entrepreneur to purchase a restaurant <br />and building in Minneapolis. The borrower will operate the restaurant and manage the building's other <br />five tenants. The Woodbury -based lead lender asked Open to Business to help the borrower develop <br />their business plan, budget and projections and subsequently asked if we would participate in the <br />overall financing, including bank and SBA. The approved MCCD financing filled a gap caused by <br />maximum advance rate of the SBA and does not finance the restaurant. <br />Approved Loan - <br />Business Type: Restaurant and Food Distribution <br />Location: Lake Elmo / Entrepreneur is Woodbury resident <br />Referred by: Bank <br />OTB Financing: $50,000 <br />Total Investment: $663,000 <br />Overview: MCCD will provide gap financing for a Woodbury entrepreneur to start a retail restaurant <br />and food distribution center in Lake Elmo. The lead lender approved their financing earlier in 2019 and <br />asked Open to Business to help with minor project overruns and working capital. Projected to open in <br />February 2020. <br />
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