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172981943v5 <br /> <br /> <br /> S-1 <br /> <br />IN WITNESS WHEREOF, the City and the Borrower have caused this Agreement to be <br />executed in their respective names all as of the date first above written. <br />City of Hugo, Minnesota <br />By ____________________________________ <br />Mayor <br />By ____________________________________ <br />City Administrator <br />Loan Agreement between the City of Hugo, Minnesota and Legacy Christian Academy <br /> <br />