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5 <br /> <br />17. Insurance. During the term of this Agreement Contractor agrees to keep in force, <br />with an insurance company licensed to transact business in Minnesota, an "occurrence basis" <br />insurance policy or policies indemnifying, defending and saving harmless Lino Lakes from all <br />damages (except for damages caused by Lino Lakes's own negligence, willful misconduct or <br />failure) which may be occasioned to any person, firm, or corporation, whether damages are by <br />reason of any willful or negligent act or acts on part of Contractor, its agents or employees, with <br />limits no less than: <br />a. General Liability: One Million and no/100 Dollars ($1,000,000.00) combined single <br />limit per occurrence for bodily injury, personal injury, and property damage. <br /> <br />b. Vehicle Liability: Two Million and no/100 Dollars ($2,000,000.00) combined single <br />limit per accident for bodily injury and property damage. <br /> <br />c. Worker's Compensation/Industrial Insurance: Limits as required by the State of <br />Minnesota. <br />The general liability provisions in automobile liability policies are to contain, or be <br />endorsed to contain, the following provisions: <br />(i) Lino Lakes, its officers, officials, employees, and volunteers are to be <br />covered as insureds as respects: liability arising out of activities performed by or <br />on behalf of Contractor; products and completed operations of Contractor; <br />premises owned, occupied, or used by Contractor; or automobiles owned, leased, <br />hired, or borrowed by Contractor. <br />(ii) Contractor's insurance coverage shall be primary insurance as to Lino <br />Lakes, its officers, officials, employees, and volunteers. Any insurance or self- <br />insurance maintained by Lino Lakes, its officers, officials, employees, or <br />volunteers shall be in excess of Contractor's insurance and shall not contribute <br />with it. <br />(iii) Any failure to comply with reporting provisions of the policy shall not <br />affect coverage provided to Lino Lakes, its officers, officials, employees, or <br />volunteers. <br />(iv) Contractor's insurance shall apply separate to each insured against whom <br />claim is made or suit is brought, except with respect to the limits of the insurer's <br />liability. <br />(v) Each insurance policy required by this clause shall be endorsed to state <br />that coverage shall not be suspended, voided, canceled by either party, nor <br />reduced in coverage or in limits except after thirty (30) days' prior written notice <br />has been given to Lino Lakes. <br /> <br />18. Indemnification and Hold Harmless. Except for Lino Lakes’s own negligence, <br />willful misconduct or failures, Contractor shall save, keep, and hold harmless Lino Lakes, its <br />officers, agents, employees, and volunteers from all damages, costs, or expenses in law or equity <br />that may at any time arise or be set up because of damages to property or personal injury <br />received by reason of or in the course of performing work which may be occasioned by any <br />willful or negligent act or omission of Contractor, any of Contractor's employees, or any <br />subcontractor. In the event of liability for damages arising out of bodily injury to persons or <br />damages to property caused by or resulting from the concurrent negligence of Contractor and <br />Lino Lakes, its members, officers, employees, and agents, Contractor's liability hereunder shall